Attention homeowners: Real estate appraisal services for in Fort Wayne and Allen County![]() Here are the top seven reasons why IN homeowners hire Frisby Appraisal Services:
Do you own a home in or near Fort Wayne? Do you need help determining the value of your real estate?
We at Frisby Appraisal Services understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that probably doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Frisby Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are veterans in helping homeowners just like you get rid of unwanted PMI insurance. Challenging a property tax assessmentLets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Frisby Appraisal Services is your perfect weapon when challenging your property tax assessment. Was your HELOC recently frozen?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. A professional appraisal from Frisby Appraisal Services can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Frisby Appraisal Services can We can assist you. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home. |